• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
TODAY'S RATES
Program
Rate
APR
10 Year Fixed
3.000%
3.019% APR
5/1 Jumbo Arm
3.750%
3.769% APR
5/1 Arm
3.625%
3.644% APR
3/1 Jumbo Arm
3.625%
3.644% APR
3/1 Arm
3.500%
3.019% APR
VA 30 Year Fixed
3.250%
3.269% APR
FHA 30 Year Fixed
3.375%
3.394% APR
30 Year Fixed
4.000%
4.019% APR
30 Year Fixed Jumbo
4.250%
4.269% APR
20 Year Fixed
4.000%
4.019% APR
15 Year Fixed Jumbo
3.250%
3.269% APR
7/1 Arm
3.875%
3.894% APR

           Conventional  - FHA - VA & Jumbo Mortgages to $3,000,000                                        "Serving the Residential Mortgage Needs of South Orange County Since 1996"

Providing "Mortgages Without Obstacles"

Welcome to my website and HomeQuest Mortgage Corporation, servicing the residential mortgage needs of clients in South Orange County since 1997. With offices in Laguna Hills, California, my team's mission is to serve our customers with honesty, integrity and competence.

My personal goal is to provide value to my clients by taking time upfront to first understand their financial goals, effectively inform, educate, and provide them witha personalized plan that maps to both their short and long term plans.

At HomeQuest Mortgage Corporation you will be working with a team of seasoned mortgage professionals, with each member enjoying over 20 years of lending, underwriting and processing experience. We guarantee our clients receive the highest level of service, second to none, so goes our motto "Mortgages Without Obstacles", which is especially an critical factor due to the 'new world' of stringent lending requirements.

As a mortgage brokerage firm, HomeQuest Mortgage is approved with dozens of lenders, both national and regional in order to provide the broadest range of mortgage products and lender choice to best serve our customers. We provide FHA, VA and Conventional mortgage programs with local personalized service local processing, giving you the responsive service you deserve, and us complete control of the loan process to ensure an on-time close and stress free lending experience.

Whether you are a first-time home buyer, investor, VA eligible borrower, or have bought a home before and are looking to get FHA financing, you have come to the right place. At HomeQuest Mortgage our FHA and VA home loan Specialists will take you through the loan process step-by-step. We serve a variety of lending needs with conventional loans up to $3,000,000.

Acquiring a first time home buyer loan is easy when you have the advantage of an experienced mortgage lender on your side. We'll make sure that when you are ready to finance your first time home buyer loan, you're getting the best mortgage rate and the best deal possible for your needs. Your situation and your first time home buyer loan are unique to you, so you need a lender that is capable of understanding your unique individual needs. So whether you're in Laguna Niguel, Dana Point, San Clemente, Laguna Hills, Mission Viejo, Aliso Viejo, or San Juan Capistrano we can help you get the first time home buyer loan that you need, so don't hesitate to get in touch.

We make it EASY to get started. Please click on the button "Apply Online" above and complete the brief form and we will be glad to help you with all your California First Time Home Buyer needs!

Conventional loans up to $3,000,000, Conforming, Non-Conforming, FHA, VA, and HomePath Home Purchase Loans - also Down Payment Assistance Programs Requiring only .5% down!!

If you need a HomePath home loan, FHA, VA or conventional residential loan up to $3,000,000 in Dana Point, Laguna Niguel, Aliso Viejo or anywhere in Southern California, we can assist you by providing you with top-notch service, no matter what kind of California home loan you're looking for. Obtaining a HomePath home loan is one of the best home buyer programs available today, offering down payments as low as 3% WITHOUT payng monthly mortgage insurance. It is important that you have an experienced advisor to help you every step of the way. Contact Tom Drasler, your personal home loan expert, and he will show you how to take advantage of purchasing a primary residence in such areas as Aliso Viejo, Mission Viejo, or San Juan Capistrano.

Home Refinance

If you need a home refinance anywhere in Orange County we can assist you by providing you with top-notch service, no matter what kind of California home refinance loan you're looking for, or what your individual circumstances are. We offer refinance programs under the Fannie Mae and Freddie Mac sponsored "Home Affordable Refinance Program (HARP) and Open Access refinance program thatare designed to assist homeowners who owe more than their house is worth. Obtaining a home refinance loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact Tom Drasler and he'll show you how simple it is to obtain a home refinance loan in San Clemente, Dana Point, Laguna Niguel, Laguna Hills, Aliso Viejo, Mission Viejo, or San Juan Capistrano.

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Oct
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2014
Home Renovation Loans: Fannie Mae HomeStyle and FHA 2013k
If you own a home or are planning on owning a home in the near future, there’s a chance that you might want to perform some home renovations. Or you could be planning on purchasing a "fixer-upper." Luckily, there are specific loans for these exact purposes called...
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Buying a Condominium and HOAs
If you’ve never before purchased a home, you may be thinking about buying a condo. Condos are great because they allow first time home buyers to enter the housing market with relative ease. However, there are some unique circumstances that come along with buying a condo:...
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Watch Out for Refinance Obstacles!
Refinancing your mortgage is usually easier than getting a new mortgage, assuming you're able to refi in the first place. However, refinancing can still be difficult if you don’t handle common problems in the correct way. Here are five refinance obstacles to watch out for...
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Calculating Debt to Income Ratio
Your debt-to-income ratio or  DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...